Vetted Arizona vendors

Big national bank with locations across AZ. Free checking with low minimums. Easy LLC opening with EIN + AZCC paperwork.

Good for: Most new AZ LLCs that want walk-in branches.

Online-only business bank built for startups and SMBs. No monthly fees, no minimums, great app and API.

Good for: Online businesses, contractors, anyone who'll never visit a branch.

Strong AZ branch network in Phoenix, Tucson, and Tempe. Decent rewards on the business credit card.

Good for: Owners who want both branch access and rewards.

Arizona-based credit union. Often lower fees than national banks. Membership open to anyone living/working in AZ.

Good for: AZ-only operators who want to keep money local.

Bookkeeping-as-a-service. Monthly subscription, real human bookkeepers, year-end tax package included.

Good for: First-year LLCs that need clean books without hiring locally.

Affordable monthly bookkeeping + tax filing bundles. Includes a dedicated CPA.

Good for: Service businesses under $250K revenue.

Free directory of licensed Arizona CPAs by city and specialty. Best path if you want a local pro you can sit down with.

Good for: Anyone with complex situations (multi-state, real estate, or W-2 employees).

Online-first business insurance built for small/solo. Quote in minutes, instant Certificate of Insurance.

Good for: Contractors, consultants, photographers, fitness, beauty.

Strong general liability + professional liability for small business. Quick online quote.

Good for: Consultants, freelancers, agencies, coaches.

Arizona's largest workers' compensation carrier. Required-by-law coverage for any AZ business with employees.

Good for: Anyone with W-2 employees in AZ.

For any business with a physical location, employees, or specialized risk — work with a licensed local broker who can shop multiple carriers.

Good for: Restaurants, retail, contractors, anyone with payroll.

Payroll + benefits + HR for small business. Handles AZ tax filings automatically. Solid free tier for contractor-only payouts.

Good for: Anyone hiring in AZ.

Industry-standard accounting software. Most CPAs use it. Sync with most banks.

Good for: Businesses that need real bookkeeping (not just spreadsheets).

Accept online payments — cards, ACH, Apple/Google Pay. No setup fees, just per-transaction.

Good for: Any business taking online payments.

In-person and online payments. Hardware available locally. Strong for restaurants/retail.

Good for: Brick-and-mortar AZ businesses.

Business email at your domain (you@yourbusiness.com), shared docs, calendar. $7/user/mo.

Good for: Every business — please don't run your business off a Gmail address.

Easy design for social posts, flyers, business cards. Free tier is enough for most LLCs.

Good for: Owners doing their own marketing.